TERMS OF SERVICE

Last Updated: August 21, 2026

Welcome to LOAFGUARD. These Terms of Service (“Terms”) govern your access to and use of byloafguard.com and your purchase of products offered through our website.

LOAFGUARD is a brand owned and operated by BIZWXVEL LIMITED, a company registered in Hong Kong under Business Registration Number 80363022.

By accessing our website, placing an order, or using any of our services, you agree to these Terms. Please read them carefully before making a purchase.

1. COMPANY INFORMATION

The website byloafguard.com and the LOAFGUARD brand are owned and operated by:

BIZWXVEL LIMITED
Business Registration Number: 80363022
Room 502C, 5/F, Ho King Commercial Centre
2–16 Fa Yuen Street
Mong Kok, Kowloon
Hong Kong

Brand: LOAFGUARD
Website: byloafguard.com
Email: bizwxvel@gmail.com
Additional Email: ismailelbelghiti00@gmail.com
Telephone: +1 (315) 981-8917

Throughout these Terms, the terms “LOAFGUARD,” “we,” “us,” and “our” refer to BIZWXVEL LIMITED, unless otherwise indicated.

2. ACCEPTANCE OF THESE TERMS

By visiting our website, purchasing a product, or otherwise using our services, you agree to be bound by these Terms and by any additional policies referenced on our website, including our Privacy Policy, Shipping Policy, and Refund and Return Policy.

If you do not agree with these Terms, you should not use our website or purchase products through it.

3. ELIGIBILITY

By using our website or placing an order, you represent that you have reached the age of majority in your jurisdiction or otherwise have the legal capacity and authorization required to enter into a binding transaction.

You may not use our products, website, or services for any unlawful or unauthorized purpose.

4. PRODUCTS AND SERVICES

We make reasonable efforts to display and describe our products as accurately as possible.

Product colors, appearance, packaging, dimensions, or other visual characteristics may vary slightly from the images displayed on the website due to screen settings, manufacturing variations, packaging updates, or other reasonable factors.

We reserve the right, where permitted by law, to modify or discontinue products, offers, promotions, or other aspects of our services.

Nothing in these Terms limits any statutory rights that customers may have under applicable consumer-protection laws.

5. PRICES AND PAYMENTS

Prices are displayed on our website and may be shown in USD or another currency depending on the customer's location or website settings.

The final amount payable, including applicable shipping charges, discounts, and any applicable taxes collected by us, will be displayed during checkout before the order is submitted.

We reserve the right to change our prices and promotional offers at any time. Such changes will not ordinarily affect orders that have already been accepted.

Payment must be successfully authorized using one of the payment methods available at checkout.

6. ORDERS

Submitting an order constitutes an offer to purchase the selected products.

After an order is placed, you may receive an electronic order confirmation. We reserve the right to reject or cancel an order where reasonably necessary, including in cases involving suspected fraud, payment authorization problems, incorrect pricing, product unavailability, or errors affecting the order.

If we cancel an order after payment has been successfully collected, the applicable amount will be refunded in accordance with the payment method used and applicable law.

7. SHIPPING AND DELIVERY

Our shipping options, charges, and estimated delivery times are described in our Shipping Policy.

Our current Standard Shipping rate is $4.99 USD, with FREE Standard Shipping for orders of $50.00 USD or more.

The estimated delivery timeframe for Standard Shipping is 5–10 business days.

Delivery estimates are not guaranteed delivery dates. Carrier delays, customs processing, weather conditions, public holidays, high-volume periods, incorrect addresses, or other circumstances outside our reasonable control may affect delivery.

Please refer to our Shipping Policy for complete shipping information.

8. ACCURACY OF CUSTOMER INFORMATION

You agree to provide accurate, current, and complete information when placing an order, including your name, billing information, shipping address, email address, and other information reasonably required to process and deliver your purchase.

You are responsible for reviewing your information before submitting an order.

If you discover an error after placing an order, please contact us as soon as possible. We cannot guarantee that changes can be made after an order has entered processing or has been shipped.

9. RETURNS, REFUNDS AND CANCELLATIONS

Returns, refunds, and applicable cancellation rights are governed by our Refund and Return Policy and by any mandatory consumer rights applicable to the transaction.

Customers should review the Refund and Return Policy before making a purchase.

Products must not be returned to our Hong Kong business address unless our customer support team has specifically provided instructions authorizing a return to that address.

10. PROMOTIONS AND DISCOUNTS

From time to time, LOAFGUARD may offer promotional pricing, discount codes, bundles, free shipping, gifts, or other special offers.

Promotions may be subject to separate eligibility requirements, availability, expiration dates, or other conditions disclosed alongside the relevant offer.

Unless otherwise stated, promotional offers cannot be combined.

We reserve the right to correct promotional or pricing errors and to prevent misuse of promotions, subject to applicable law.

11. INTELLECTUAL PROPERTY

Unless otherwise indicated, website content owned by BIZWXVEL LIMITED, including the LOAFGUARD branding, logos, text, graphics, photographs, product presentation, website design elements, and other original materials, is protected by applicable intellectual-property laws.

Third-party trademarks and intellectual property remain the property of their respective owners.

You may access our website for personal and lawful use. You may not reproduce, distribute, commercially exploit, modify, or republish our proprietary content without prior authorization, except as permitted by applicable law.

12. PROHIBITED USES

You may not use our website or services to:

• Engage in unlawful, fraudulent, or deceptive activities;

• Violate the intellectual-property or other legal rights of another person;

• Transmit malicious software, viruses, or harmful code;

• Attempt to gain unauthorized access to our website, systems, or customer information;

• Interfere with the security or normal operation of our website;

• Submit false or misleading information;

• Use automated methods to improperly scrape, copy, or exploit our website; or

• Engage in conduct prohibited by applicable law.

We may restrict access to our services when reasonably necessary to protect our business, customers, systems, or legal rights.

13. THIRD-PARTY SERVICES

Our website may rely on third-party service providers for functions such as payment processing, website hosting, analytics, order fulfillment, and shipping.

Your use of certain third-party services may also be subject to the relevant provider's terms and privacy practices.

We are not responsible for independent third-party websites that may be linked from our website, except to the extent responsibility cannot legally be excluded.

14. WEBSITE AVAILABILITY

We aim to maintain reliable access to our website but cannot guarantee that the website will always operate without interruptions, errors, maintenance periods, or technical issues.

We may modify, maintain, suspend, or update portions of the website when reasonably necessary.

15. DISCLAIMER

To the extent permitted by applicable law, information made available through our website is provided for general informational and commercial purposes.

We do not exclude or limit warranties, guarantees, obligations, or consumer rights that cannot legally be excluded under applicable law.

16. LIMITATION OF LIABILITY

To the maximum extent permitted by applicable law, BIZWXVEL LIMITED will not be liable for indirect, incidental, special, or consequential losses arising from the use of our website or services where such liability may lawfully be excluded.

Nothing in these Terms excludes or limits liability where doing so would be prohibited by applicable law, including any mandatory rights or remedies available to consumers.

17. PRIVACY

Your submission of personal information through our website is governed by our Privacy Policy.

Please review our Privacy Policy for information about how personal information is collected, used, stored, and otherwise processed.

18. CONSUMER RIGHTS

Nothing in these Terms is intended to waive, restrict, or exclude any mandatory consumer rights available to you under applicable law.

Where a provision of these Terms conflicts with a mandatory consumer-protection requirement applicable to your purchase, the mandatory legal requirement will prevail to the extent of the conflict.

19. GOVERNING LAW

These Terms and the operation of our business are governed by the laws of Hong Kong, subject to any mandatory consumer-protection laws or jurisdictional rights that may apply to customers based on their place of residence.

Nothing in this section deprives a consumer of protections that cannot lawfully be waived by contract.

20. SEVERABILITY

If any provision of these Terms is determined to be unlawful, invalid, or unenforceable, that provision will be enforced to the maximum extent permitted by applicable law or severed where necessary.

The remaining provisions will continue in full force and effect.

21. CHANGES TO THESE TERMS

We may update these Terms from time to time to reflect changes to our services, business practices, website, or applicable legal requirements.

The current version will be published on our website, and the “Last Updated” date at the top of these Terms will indicate when the latest revision was made.

22. CONTACT INFORMATION

Questions regarding these Terms of Service or our business may be directed to:

LOAFGUARD
Owned and operated by BIZWXVEL LIMITED
Business Registration Number: 80363022

Business Address:
Room 502C, 5/F, Ho King Commercial Centre
2–16 Fa Yuen Street
Mong Kok, Kowloon
Hong Kong

Email: bizwxvel@gmail.com
Additional Email: ismailelbelghiti00@gmail.com
Telephone: +1 (315) 981-8917
Website: byloafguard.com

You may also contact us directly through the contact form available on our Contact Information page.

© 2026 BIZWXVEL LIMITED. All rights reserved.